Terms of Service

Acceptance of Terms

By accessing or using Insurance Lead Distributors (“the Service”), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

Description of Service

Insurance Lead Distributors is an online directory and review platform for insurance lead generation vendors. We provide editorial reviews, vendor comparisons, and a platform for insurance agents to share their experiences with lead vendors. We do not sell insurance leads and are not a lead vendor.

User Accounts

You may create an account to submit reviews and access certain features. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must provide accurate information when creating your account and keep it up to date.

User-Submitted Reviews

By submitting a review, you represent that your review is based on your genuine experience with the vendor, that you are not affiliated with the vendor being reviewed (unless disclosed), and that your review does not contain false or misleading statements. We reserve the right to moderate, remove, or decline to publish reviews that violate these standards or that we believe to be fraudulent.

You grant us a non-exclusive, royalty-free, perpetual license to display, reproduce, and distribute your review content on our website and related materials.

Editorial Content

Our editorial reviews and guides represent the opinions of our editorial team based on our research and evaluation criteria. Editorial content is provided for informational purposes and should not be construed as professional advice. We encourage agents to conduct their own due diligence before selecting a lead vendor.

Disclaimer of Warranties

The Service is provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components. We do not guarantee the accuracy or completeness of any vendor information, reviews, or other content on the Service.

Limitation of Liability

To the fullest extent permitted by law, Insurance Lead Distributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to damages arising from your reliance on any vendor information or reviews published on the Service.

Prohibited Conduct

You agree not to: submit fake or fraudulent reviews; impersonate another person or entity; use automated systems to scrape content from the Service; attempt to manipulate vendor ratings or reviews; or use the Service for any unlawful purpose.

Termination

We reserve the right to suspend or terminate your account at any time for violation of these terms or for any other reason at our sole discretion. Upon termination, your right to use the Service will immediately cease.

Changes to Terms

We may update these Terms of Service from time to time. Continued use of the Service after changes are posted constitutes acceptance of the revised terms.

Contact

If you have questions about these Terms of Service, please contact us at legal@insuranceleaddistributors.com.